So you’re wondering “when should I refinance?” You hear that your coworker got a great interest rate. You don’t follow the mortgage bond market but occasionally hear those “too good to be true” ads on the radio or television to get a historic low rate with no closing costs. So when does it REALLY make sense […]

One constant perception that both new and repeat homebuyers have is that 20% down is required when buying a home. There are other options, but many of the people that are aware you can put less down seem to have a stigma about it. Why is this? Any conventional loan with less than 20% down […]