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How Much Interest You Actually Pay – Tips To Pay Less

Today Chris shows you how much money you can expect to pay over the life of the loan, and provides tips to pay less. Chris Ulrich Vice President | Mortgage Lending NMLS 215735 Payment, Rate and APR Assumptions as of 2/9/2023 Payment, rate, and APR example for a 30 YR, 20 YR & 15 YR […]

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Q&A: How Much Can I Afford

1/31/2023 Home Buying, Q&A Comments

Chris explains how he pre-approves clients and how you can calculate how much home you can afford. GET PRE-APPROVED HERE Chris Ulrich NMLS# 215735

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Q&A: How Your Interest Rate is Determined

Chris explains Loan-Level Price Adjustments and how several factors can determine your interest rate. Rate and APR Assumptions as of 11/10/2022 The interest rates and loan pricing shown are for demonstration purposes only. Actual interest rates may be higher than 6.000% / 6.322% APR. Assumes a loan amount of $100,000, 740 credit score, 80% loan-to-value, […]

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Phone Calls After Credit Is Pulled

Free Annual Credit Report: https://www.annualcreditreport.com/ Opt-Out of Pre-Screened Calls: https://www.optoutprescreen.com/

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Renovation Loans

Renovation loans can be a game-changer, when inventory is low or home prices for turnkey homes just aren’t affordable. Get Pre-Approved Here!

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Credit Report Tips

Ever wonder what lenders look at? How much a single inquiries impact your scores? Just want some tips to keep your credit profile as clean as possible? C.F.P.B information on mortgage lenders pulling reports: https://www.consumerfinance.gov/ask-c… Free Annual Credit Report: https://www.annualcreditreport.com/

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Bridge Loans

10/29/2022 Home Buying, Loans Comments

Bridge loans are especially helpful because they allow buyers to move fast, get more, and give non-contingent offers. Buyers can confidently make offers knowing that they are not in the limbo between selling and buying. Buyers can make non-contingent offers on prospective homes. These non-contingent offers are much more appealing to sellers as they eliminate […]

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Doctor Loan

10/15/2022 Home Buying Comments

Chris has been helping homebuyers for nearly 20 years. The UHL Doctor Loan is another way we are making homeownership more affordable for our clients.

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