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Do I Have To Sell My Home Prior To Purchasing My Next?

5/17/2018 Home Buying Comments

It’s time to move on. You’ve outgrown your home and you are thinking of moving up to a bigger and better home. The question that you are most likely thinking is – “Can I buy that home before selling my current home?”. The answer is both yes and maybe. First off, let’s look at the […]

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Millennials Will Spend $100,000 in Rent Before 30

We know of Millennials as the resourceful generation of independent minds shaping the world today through technology and start-up companies. They were referred to as the generation of renters with little interest in homeownership. However, times have changed and statistics show that Millennials make up the largest group of homebuyers today at 45% of new […]

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Need Cash Out? How Much You Can Get

What’s a cash out refinance? Quite simply, a cash out refinance is when you finance the equity you have in your home with a long term mortgage, not an equity line of credit. This is typically done by paying off your existing mortgage balance with a new loan that’s greater than the loan amount you […]

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Getting Outbid? Don’t Get Too Hung-Up On Price

Everybody wants a deal. As they should, but don’t let getting a “good deal” prevent you from purchasing your dream home. Of course you have to feel comfortable with your payment and be able to afford the home, but I am referring to losing a home because you were out bid by a few thousand […]

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What Am I Reviewing On Your Bank Statements?

Whether you are purchasing or refinancing a home, we need to review bank statements. It’s important to know what we are looking for to prepare yourself for a smooth process. In addition to assessing whether or not you’re able to regularly make your monthly mortgage payments, another role of mine is to make sure you […]

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How Many Times Will You Pull My Credit

You should be mindful of your credit profile throughout the entire process of purchasing a home. Buying a home can be overwhelming for first-time buyers. Lenders will ask you many questions and have you provide documentation to support your application before granting you a loan. And of course, they will require a credit check. I […]

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Get Ready For Spring Updates or Repairs. Construction Loans & Various Makeover Programs

So you want to have work done to your house. Maybe you want a simple update, rehab your kitchen & bath, or maybe you want to put a full addition on the house. Where do you start and what program is best for you? It starts with having to know a few things. Get a […]

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How Much Home Can I Afford??

One of the most common questions I get asked as people begin their new home search is “what is the max purchase price that I can afford?” My answer is always the same, “it depends.” I get it. You want to know the cap so you are searching in the right price range, but there […]

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