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Stats That Sum Up the American Housing Market

While we continue to seek “normal”, the housing market has been a roller coaster ride of volatility. Whether you are a homeowner, renter, buyer or seller, here are some statistics that might interest you. Renters More Americans are renting today than in recent decades — some by choice and some simply due market conditions. Thirty-seven […]

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10 Questions To Ask Mortgage Lenders

How important is it that you shop for the lowest interest rate? Sure, rate is important, but it means nothing if you work with a lender that can’t deliver on your loan, meet contracted closing dates or leave you feeling abandoned from lack of communication. Service is important, so you need to align yourself with […]

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5 Important Steps To Buying An Investment Property

Putting your foot in the door of the real estate investment market can be both exciting and nerve-wracking. Like anything new, it will take time and research to get a handle on how things work to ultimately reach the goals you desire. But once you do get a grip on the learning curve, you will […]

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What Determines a Credit Score? Myths Debunked

Your credit history is the MOST important thing you need to be aware of and should always consider when making financial decisions. Your score is a snapshot of your historic and current ability to repay debt. Believe it or not, having debt can actually be a good thing as it pertains to generating credit scores. […]

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Can’t Find A Home To Buy? Why Housing Inventory is Low

I’d like to preface things by saying that every market, state, county and city is different. More so than that, different price points come with different types of buyers. So while you might be living in a town with several million dollar home listings, I’d like to focus on the types of homes that the […]

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Home Buying as a Millennial

Let’s face it. The term Millennial is thrown around so often that it’s hard to get thru a day without hearing it. Being a Millennial comes with its labels, sometimes even stereotypes- some good and some not so good- to those that were born in the early 80’s and after. However, this is such an […]

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Loan Products – The Pro’s, Con’s & What’s Right for You

When it comes to buying a home or refinancing your existing mortgage, there are many loan options and many factors that help determine what’s right for you. Not only should you consider goals as a home owner today, but also look to the future. Where do you see yourself in the next five, ten and […]

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When Should I Refinance?

3/28/2017 Loans, Refinance Comments

So you’re wondering “when should I refinance?” You hear that your coworker got a great interest rate. You don’t follow the mortgage bond market but occasionally hear those “too good to be true” ads on the radio or television to get a historic low rate with no closing costs. So when does it REALLY make sense […]

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