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Let’s face it. The term Millennial is thrown around so often that it’s hard to get thru a day without hearing it. Being a Millennial comes with its labels, sometimes even stereotypes- some good and some not so good- to those that were born in the early 80’s and after. However, this is such an […]

When it comes to buying a home or refinancing your existing mortgage, there are many loan options and many factors that help determine what’s right for you. Not only should you consider goals as a home owner today, but also look to the future. Where do you see yourself in the next five, ten and […]

So you’re wondering “when should I refinance?” You hear that your coworker got a great interest rate. You don’t follow the mortgage bond market but occasionally hear those “too good to be true” ads on the radio or television to get a historic low rate with no closing costs. So when does it REALLY make sense […]

One constant perception that both new and repeat homebuyers have is that 20% down is required when buying a home. There are other options, but many of the people that are aware you can put less down seem to have a stigma about it. Why is this? Any conventional loan with less than 20% down […]

Should You List in January Or Wait for Spring? The snow has melted, the skies are blue and the temperature is warmer. It’s the perfect time to list.  Well, maybe not.  It’s a great time to go out and look at homes, but thousands of homeowners are speaking with real estate agents this time in […]

Posted by: Ryan Dudley, Loan Officer, U.S Army Veteran (SGT.) Along with so many great benefits to using the VA Home Loan program, another major draw is that your benefits never expire. Whether you’re considered a Post-9/11 veteran or you served in the Vietnam era, if you once qualified for the VA Home Loan program, […]